The Hollard Insurance Company Pty Ltd has a financial strength rating of
A- (Excellent) issued by A.M.Best Company Inc.

The rating scale in summary form is:

A++, A+ (Superior) C++, C+ (Marginal) E (Under Regulatory Supervision)
A, A- (Excellent) C, C- (Weak) F (In Liquidation)
B++, B+ (Good) D (Poor) S (Suspended)
B, B- (Fair)

Further information on these ratings is available here.

An overseas policyholder preference applies. Under Australian law, if The Hollard Insurance Company Pty Ltd is wound up, its asssets in Australia must be applied to its Australian liabilities before they can be applied to overseas liabilities. To this extent, New Zealand policyholders may not be able to rely on The Hollard Insurance Company Pty Ltd's Australian assets to satisfy New Zealand liabilities.

Tower Limited has a financial strength rating of A- (Excellent) issued by A.M. Best Company Inc.

The rating scale in summary form is:

A++, A+ (Superior) C++, C+ (Marginal) E (Under Regulatory Supervision)
A, A- (Excellent) C, C- (Weak) F (In Liquidation)
B++, B+ (Good) D (Poor) S (Suspended)
B, B- (Fair)