For one international student, accessing healthcare has never been much of a challenge due to the support he was able to access through his Overseas Student Health Cover (OSHC) with Allianz Care Australia.
“My insurance provider, Allianz Care, was really good, and it had guides on everything I needed to do. The whole process of consulting a doctor was honestly a breeze, and everything could be sorted out with the app and my membership details.”
However, that experience isn’t universal, and healthcare literacy among international students is concerningly low.
Many students said that they found healthcare in Australia confusing, with only a quarter feeling confident in navigating the system, and a third reporting they didn’t know what to do in a medical emergency. Allianz Partners’ research also revealed a notable disconnect between theoretical understanding and real-world application. For instance, while students had little trouble understanding the healthcare system, many were unsure about practical decisions, such as when to attend an emergency department rather than a GP.
Encouragingly, this trend appears to improve over time – students who have spent more time in Australia tend to have a better understanding of how to get help when they need it.