Automotive

Allianz Automotive is the leading strategic partner of the automotive industry in the provision of insurance and mobility services.

Allianz Automotive partners with over 40 car brands

Allianz Automotive was established to identify ways to support the automotive industry and to build partnerships with automotive manufacturers and mobility providers.

We currently partner with over 40 car brands in more than 30 countries. Our business partners can choose from a portfolio of customized products and service solutions in the fields of motor insurance, warranty, assistance and ancillary products.

Our business partners expect global insurance solutions implemented with local expertise. We deliver this by drawing on the worldwide presence and local knowledge of the Allianz Group. We are represented in over 30 countries through local Allianz units. 

We have an innate understanding of the entire automotive value chain and we support our partners at every stage, from research and development to sales and aftersales. We provide each of our business partners with a tailored product offering designed to meet their specific needs.

We have a wide variety of products, which in most cases are integrated into the client’s brand. These range from motor insurance with liability and own damage cover, warranty, guaranteed asset protection and payment protection insurance to innovative products such as telematics insurance or minute-based billing for fleet models. 

Allianz Automotive supports its partners
Allianz Automotive set up the Automotive Innovation Center

The mobility world is fundamentally changing with global megatrends such as digitalization, sharing economy and urbanization. This applies to insurers as much as it does to automotive manufactures. Conventional insurance products are no longer sufficient – our partners demand comprehensive insurance and service solutions. That’s why in 2014 we set up the Automotive Innovation Center – to develop solutions for the mobility of tomorrow.

The Automotive Innovation Center is a competence center and innovation engine for all topics related to automotive mobility. This includes connected cars, autonomous vehicles, car sharing and e-mobility. Our team of experts conceptualize, test and implement new business models, products and processes.

We are in sync with the technological and innovation trends in the mobility ecosystem and strive to be the Tier-1 partner of the automotive industry.
 

Product portfolio

  • Allianz Automotive core products
    • Motor Insurance: Third party liability (TPL) - legal obligation towards third parties, covering bodily injury and property damage; Motor own damage (MOD) - indemnity for damage, theft, or total loss of owners’ motor vehicles

    • Warranty: Extension of vehicle manufacturer warranty schemes and used vehicle mechanical coverage

    • Tire Insurance: Coverage of damages and punctures due to sharp objects and curbside to new tires
  • Allianz Automotive financial protection products
    • Payment Protection Insurance (PPI): PPI as protection of financial liabilities or regular payments in case of death due to sickness or accident, permanent total disability, critical illness, temporary total disability or involuntary unemployment

    • Guaranteed Asset Protection (GAP): GAP protection against shortfall between market value and finance/lease settlement amount (shortfall GAP) or protection against difference between market value and replacement vehicle cost (Return to Invoice GAP), in event of total loss claim or theft
  • Allianz Automotive service and non-insurance products
    • Roadside Assistance: Breakdown Call (bCall) - provide breakdown services, e.g. tow trucks; Emergency Call (eCall) - contact emergency services and police in case of accidents; Concierge Call (iCall) - offer call center and information services to customers while they are on the road
  • Allianz Automotive product innovations
    • Usage-based insurance tariffs based on the individual risk, either by kilometer-driven (pay-as-you-drive) or by driving style (pay-how-you-drive)

    • Minute-based insurance tariffs for users of free floating, station based and peer-to-peer car sharing 

    • Third party liability and motor own damage insurance cover for driverless vehicles

    • Specific insurance solutions for electric vehicles 
Allianz Automotive core products
  • Motor Insurance: Third party liability (TPL) - legal obligation towards third parties, covering bodily injury and property damage; Motor own damage (MOD) - indemnity for damage, theft, or total loss of owners’ motor vehicles

  • Warranty: Extension of vehicle manufacturer warranty schemes and used vehicle mechanical coverage

  • Tire Insurance: Coverage of damages and punctures due to sharp objects and curbside to new tires
Allianz Automotive financial protection products
  • Payment Protection Insurance (PPI): PPI as protection of financial liabilities or regular payments in case of death due to sickness or accident, permanent total disability, critical illness, temporary total disability or involuntary unemployment

  • Guaranteed Asset Protection (GAP): GAP protection against shortfall between market value and finance/lease settlement amount (shortfall GAP) or protection against difference between market value and replacement vehicle cost (Return to Invoice GAP), in event of total loss claim or theft
Allianz Automotive service and non-insurance products
  • Roadside Assistance: Breakdown Call (bCall) - provide breakdown services, e.g. tow trucks; Emergency Call (eCall) - contact emergency services and police in case of accidents; Concierge Call (iCall) - offer call center and information services to customers while they are on the road
Allianz Automotive product innovations
  • Usage-based insurance tariffs based on the individual risk, either by kilometer-driven (pay-as-you-drive) or by driving style (pay-how-you-drive)

  • Minute-based insurance tariffs for users of free floating, station based and peer-to-peer car sharing 

  • Third party liability and motor own damage insurance cover for driverless vehicles

  • Specific insurance solutions for electric vehicles 

Contact details

If you would like to find out more about our products and services please get in touch by emailing us on the below email address.